CLARION
Corpus updated daily at 09:00 UTC · last run 40m ago

Corpus at a glance

What the classified CFPB corpus is telling us right now — accepted and reviewed classifications only.

Complaints ingested

15226

in the corpus

Classifications

675

run through the pipeline

Accepted rate

23%

157 cite evidence

In review

348

routed to a human

Volume & acceptance over time

How many complaints were filed each month, and what share of classifications Clarion accepted without a human correction — both computed straight from stored dates and statuses, not estimates.

Monthly complaints filed

Jul 2025: 7,876 complaints filed with CFPB. May 2026: 3,320 complaints filed with CFPB. Jun 2026: 2,953 complaints filed with CFPB. Jul 2026: 1,077 complaints filed with CFPB.

Jul 2025 7,876 → Jul 2026 1,077/mo

Monthly AI-acceptance rate

Jul 2025: 33% accepted without correction (115 of 345 classifications). May 2026: 18% accepted without correction (10 of 55 classifications). Jun 2026: 14% accepted without correction (23 of 163 classifications). Jul 2026: 8% accepted without correction (9 of 112 classifications).

Jul 2025 33% → Jul 2026 8% accepted

Outcomes Accepted · 157 In review · 348 Abstained · 170

Accepted classifications by failure mode

8 categories

  • Incorrect information on your report

    CREDIT_REPORTING.INCORRECT_INFORMATION_ON_REPORT

    81

  • Improper use of your report

    CREDIT_REPORTING.IMPROPER_USE_OF_REPORT

    27

  • Attempts to collect debt not owed

    COLLECTIONS.ATTEMPTS_TO_COLLECT_DEBT_NOT_OWED

    27

  • Managing an account

    SERVICING.MANAGING_AN_ACCOUNT

    7

  • Closing an account

    CLOSURE_ACCESS.CLOSING_AN_ACCOUNT

    5

  • Fraud or scam

    FRAUD.FRAUD_OR_SCAM

    5

  • Unauthorized or unrecognized charge

    BILLING.UNAUTHORIZED_TRANSACTIONS

    3

  • Communication tactics

    COLLECTIONS.COMMUNICATION_TACTICS

    2

Case workflow

Every complaint someone claims becomes a case — worked and closed by a named person, with a permanent record of who did what and why. This tracks Clarion's own handling, separate from the AI's classification accuracy above and the company-reported outcomes below.

Cases opened

1

1 open · 0 resolved

Median time to resolution

—

not yet available

Who's carrying the load

Currently assigned or in-progress cases, by owner — resolved cases don't count against anyone.

  • hire@prateekmulye.dev

    1

Accountability Snapshot

What actually happened after these complaints were filed — reported by the companies themselves to CFPB, separate from Clarion's own classification above.

See the leaderboard breakdown by company and failure mode → But is this ~13K sample representative of the national picture? →

Resolved with relief

31%

4750 of 15222 closed complaints

Timely response rate

99%

15073 of 15226 complaints answered on time

Median days to company

Same day

typical time from filing to being routed to the company

How complaints were closed

5 categories

  • Closed with explanation

    10427

  • Closed with non-monetary relief

    3961

  • Closed with monetary relief

    789

  • No timely response

    45

  • Still in progress

    4

Is Clarion's sample representative?

Clarion's ~13,000-complaint corpus is a slice of everything CFPB has published. This checks whether that slice has the same product, issue, and state mix as the full national dataset — not a cherry-picked cut.

National baseline not available yet. This section compares Clarion's corpus against CFPB's full national dataset — it fills in after the first daily baseline pull.